#CHOlearning | Grow with crypto and share your experience The monetary value or reward that investors may earn by making their crypto tokens accessible for loans, taking into consideration the interest rates and any other fees that borrowers must pay, is referred to as — the annual percentage rate (APR). Fixed lending is similar to a bank CD. It secures your money for a defined length of time, usually seven to ninety days, at a fixed rate. The benefit of not touching your cryptocurrency is that it pays a greater rate of interest. Flexible lending works in a similar way to a savings account. However, in this case, you have the option of withdrawing your cryptocurrency at any moment. The rates of return offered by this type of lending are lower. Twitter | Telegram | Website | Medium